Aseahawkfan wrote:I'm still not sure why you love private healthcare so much and think it is so great. Not even sure what real proof you have that it is better than public healthcare. You keep bringing up the specter of no funding for new procedures and medications, while that has never stopped healthcare advancement in any nation. Even nations with socialized healthcare, they are still investing and looking for ways to improve healthcare.
I don't necessarily 'love' private health care. I oppose government health care. Big difference.
Private health care has it's flaws. The most egregious one currently is the cost of insulin. It's a common drug so they can't claim that they're having to recover R&D costs. Diabetics pay as little as $25/year for it in Italy but it's costing over $1,000 in the US. That's not acceptable.
Aseahawkfan wrote:Do you really hate medicare that much? Is it that bad? Most of what I've head is it operates well enough.
I don't 'hate' Medicare. My position is that it won't work if we go to Medicare for All. Doctors will only accept X number of Medicare patients because Medicare doesn't pay as good as private health insurance, so essentially private insurance is subsidizing Medicare. If we put everybody on a Medicare style insurance, hospitals will close and doctors will go out of practice, particularly those in rural areas, and we'll be hoarding everyone into a mass where you have to wait months to get an appointment and then only with a doctor that's the low bidder on a government contract. That's my fear.
Aseahawkfan wrote:f the private system were working as well as you seem to think it is, we wouldn't even be having people asking for a public option.
I am not against having a public option. That's what Medicaid is. If people prefer Medicaid or Obamacare to private insurance, then go for it.
Aseahawkfan wrote:Sorry, man. We have problems with private health care.
Agreed. I just don't want to throw the baby out with the bathwater.
Aseahawkfan wrote:I don't think the sky will fall like you do with a public option. I think that you are hanging on to past arguments, while not really analyzing how our private system works
My wife and I are both 65, retired, and on Medicare. My former employer has provided us with a very good retiree medical program that gives the two of us $6400/year in health care credits that we can use on anything the IRS determines is a health related expense, like insurance premiums and prescription drugs. The retiree medical program was the critical piece in my retirement planning. I paid $1000+/month in pre-65 insurance premiums for 18 months under their retiree medical plan as I retired at age 63.5. I could have opted to take COBRA for half the cost for those 18 months but I would not have qualified for my employer's retiree medical plan as I had to be enrolled in the pre-65 plan starting the day I retired in order to be eligible for the post-65 plan that pays the health care credits. Those credits will last the rest of my life or until they cease funding the program, which they can do at any time and without notice.
If we go to Medicare for All, it almost certainly will involve a huge tax on employers and they will obviously pull the plug on their retiree medical program as it's completely voluntary on their part. Neither my wife and I or my former employer are alone in this predicament.
I've played by the rules my whole life, stayed out of jail and off drugs, paid my own way through college, worked my arse off pounding the floor on graveyard shifts, sacrificing weekends and tolerated interruptions when I was away from work for over 40 years, saved my money and did a good job planning my retirement. I'm not even having to draw my social security and hopefully won't until age 70, taking me out to 132% of my full retirement amount.
Now here comes Bernie Sanders and Elizabeth Warren. They want to take care of me.