Aseahawkfan wrote:We'll see. I'm open to other ways of doing things. I'm hoping that venture with Buffett, Bezos, and Dimon can come up with a better way to get it done. I like things like that Rx Card Riverdog was mentioning. That is a good option if you can use the right pharmacies.
Costco has a decent prescription drug program available, too, even for pets. The wife once found a HUGE difference in a drug she was taking, over $100 at WalMart (which you would think would be low cost) and under $10 at Costco.
https://www.costco.com/member-prescription-program.htmlIt really pays to shop around. Safeway with a GoodRx card might be the cheapest on one specific drug while Albertson's with insurance might have a better price on the same drug 3 months later., which I think is part of the problem. People accept the price that their insurance and pharmacy gives them as being the lowest cost. The other problem is access. I live in a metro area of about 300K. People living in small, isolated communities don't have as many pharmacies to choose from as I do.
The other thing is that ALL major drug companies have cost reduction programs available on their Tier 3 drugs, the most expensive, for low income folks that can offer substantial savings, but many people are unaware of them or don't want to bother to fill out the paper work. And there's advocacy groups out there that will assist in helping find the best option, fill out paperwork, etc. Even doctor's offices have been known to offer their assistance.
I am certain that there are better ways to manage our health care system. But I do NOT want to go to another country's model and assume that it would apply to ours as the results could be disastrous, and if we were to go to something else and it didn't work out, the government never abolishes a program and starts over.
I literally cringed in last night's Democratic debates (that my wife insisted on watching) listening to candidate after candidate attack big business, drug companies, wealthy people, and so on, as if they are the root of all evil. Lord help us if they are ever put in charge of our health care system.